Three to pay high insurance and commercial insurance payment object is a "third party." Under normal circumstances, this car personnel, the insured does not belong to a third party. Yang is the driver of a vehicle accident treatment, when the accident occurred, he was injured in a car accident, whether by a "car person" into a "third party" mean? We think that can not be converted. According to the legislative purpose to pay high insurance and commercial insurance of the three, in addition to these two types of insurance is to protect the insured, the people have been hurt in a serious accident vehicle insurance and personnel outside of the vehicle, commonly known as "third party." On the "third party" should not be free to expand the scope, otherwise contrary to the legislative intent of the three insurance. Also, according to Xi Xiaoming, editor of the "Supreme People's Court on Road Traffic damages understanding and application of judicial interpretation," a book of view, "the difference between the car and the car outside personnel staff is relatively fixed, due to traffic accidents and other causes crash board staff out of the car, there is no problem converting to a third party, such persons still belong to board staff, should be compensated by the insurance to pay strong. "According to this tendentious comments, check the tire off the driver was wounded, the identity of the driver of the conversion does not occur, so the three to pay high insurance and commercial insurance are not compensable. Common co-lawyer litigation Henan Sen online counseling center for your interpretation of accident compensation, on-site disposal and on-site investigation traffic police arrived at the scene, should be carried out immediately following tasks: (a) designate the warning area, placed at a safe distance from the light-emitting position or reflective cones and warning signs, to determine the person responsible for on-site traffic control and persuasion, well-maintained road traffic order. Due to road traffic accidents cause traffic disruption or site disposal, exploration need to take a closed road and other traffic control measures should also be at the scene to drive the direction of the organization ahead of diversion, place the detour signs tips to avoid traffic jams. (B) the organization who have been injured (c) directing the exploration, ambulance and other vehicles parked in a position to facilitate the rescue and investigation, turned the lights at night should also turn on the hazard lights and marker lights (four) to find the parties and witnesses road accidents control accident suspects. Article 22 of the road traffic accident caused the death of consultants shall be subject to emergency medical personnel confirmed that the death certificate issued by a medical institution. Bodies should be kept in the mortuary funeral service units or have medical conditions. Article 23 The traffic police should investigate the accident scene, do the following: (a) survey the scene, identify the weather vehicle accident, the parties, and their spatial relationships and the road when the accident happened; (b) fixed extraction or preservation scene evidence material (three) to find the parties and witnesses for questioning, and make inquiry transcripts; (iv) other investigations. Major accidents | Henan Sen He Law (certified) | accident lawyer provided by the Henan Sen together online counseling center. Henan Sen co-counsel Online Counseling Center (www.hnsenhe.com) is a leader in Luoyang, Henan Province, legal services, over the years, the company is implementing the scientific management, innovation and development, the principle of honesty and trustworthiness, and satisfy customer needs. He Law in Henan Sen led the staff warmly welcome all inquiries negotiations to create Henan Sen lawyers a better future together.